No one wants to pay too much for auto insurance. The truth is, though, it’s not tricky to get affordable insurance. Here are five tips to finding cheap car insurance in CT.
1. Check Ratings
Always check the ratings before you commit. An agent’s ratings will tell you a lot about the company. While you’re at it, shop around.
2. Get Only What You Need
Some drivers think that full coverage is better. However, this is only the case if you need full coverage. For instance, if you have a second car, you probably don’t need rental insurance.
3. Consolidate Policies
Don’t spread out your insurance. If you have multiple insurance policies with different companies, you want to narrow that down to one. When you have one insurance agent, then your prices are generally lower than if your coverages are spread out.
4. Look for Discounts
Always ask about discounts. There may be discounts based on your traffic record or even your age. After age 25, your premiums tend to go down.
5. Increase Deductible
The more you increase your deductible, generally the less you’re going to pay throughout the year. In fact, some insurers may even help you raise your deductible amount so that you can lower your monthly rates.
Finding cheap car insurance in CT doesn’t have to be difficult. As long as you follow these tips, you should find good priced insurance.