Whether it’s a place to watch the big game, or the chosen spot for after work drinks, a bar is a place that can bring people together. As a bar owner you want to keep your patrons and staff safe so having bar insurance can bring some peace of mind.
Insurance for your bar is important for a number of reasons. General liability coverage can help protect you in the event of an accident on your property. This coverage can help cover the cost of care for any injuries or property damage. Liquor liability coverage may help if an incident occurs related to a drink you may have served a patron. Both types of coverage are important and can protect you if a patron makes a claim against you after an unfortunate incident. There is also coverage that can help if one patron commits an act of violence against another. This insurance can cover costs for damage or care to any others that may be injured in such events.
Knowing you have bar insurance may help bring peace of mind in a number of unfortunate situations. The different types of coverage can help protect you, your staff and you patrons in a variety of ways. If you have questions it’s important to talk to a professional about your coverage.