Working as a carpenter can be a fulfilling experience. However, it is important to find the right carpenters insurance in California. Having the proper insurance policy in place can protect your company against lawsuits, costly repairs or other financial burdens.
Contractors and Services
The carpentry industry encompasses a variety of niches and includes companies of all sizes. Contractors may specialize in interior or exterior work, or handle aspects of both.
There are many types of contractors who may need carpenter insurance, such as:
- Cabinet installers
- Construction companies
- Refinishers and repairers
- Deck installers
Types of Coverage
Although safety measures may be in place, there are still many risks associated with the carpentry industry, such as:
- Vandalism or theft
- Customer or company property damage
- Hazardous conditions
- Floods or fires
While your exact coverage needs depend on your specific situation, most plans should include:
- General liability
- Workers’ compensation
- Commercial automobile
- Property damage
The size of your company and the type of work you do impact the type of coverage you should have in place. Evaluate your risks when determining which policy best suits your needs.
Having the right policy in place can offer you peace of mind and allow you to work with the confidence that your company is safe.